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Zero Debt: How to Conquer Credit Card Bills Once and For All

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Would You Like to Have Zero Debt?

Zero Debt teaches you the exact strategies that the instructor, Lynnette Khalfani-Cox, The Money Coach, used to pay off $100,000 worth of credit card bills in just three years – without ever missing a single payment. If she can do it, so can you!

Eight out of 10 Americans owe some form of debt. So there’s a good chance that you, or someone you know, would like to become debt free. From excessive credit card bills and mounting student loans to hefty car payments and big mortgages, debt can be crippling – and not just financially.

Debt takes a toll on you in many ways. It hurts your ability to save, invest and create a better life. It impacts your physical, mental and emotional health. Too much debt even spoils relationships, leading to arguments about money and divorce.

Whether you recently got into debt due to circumstances beyond your control, or your own poor choices have kept you in debt for as long as you can remember, know this: Debt does not have to remain a way of life. Regardless of your situation, you can get on the road to financial freedom – and you can do it yourself faster than you ever thought possible!

If you want to dig yourself out of credit card debt once and for all, you need an action plan. This 4-week Zero Debt course is your step-by-step action plan to jumpstart your finances. It’s simple. It’s easy to understand. And it works.

In this course, you'll learn:

  • The money mindset you must adopt if you want to get out of debt and stay out
  • The five approaches to handling your credit card obligations, including the pros and cons of each method
  • The single best way to repay your credit card debts when you have lots of bills (spoiler: it’s not what 99% of experts tell you)
  • Spending and budgeting tips anyone can use – even shopaholics
  • Insider secrets to negotiating with credit card companies and debt collection agencies
  • Your legal rights – and what bill collectors can and can not do under the law
  • Recommendations for reputable debt management firms and credit counselors
  • The truth about debt settlement programs and using loan consolidation
  • How to shore up your overall finances so you never go back into debt again

Wouldn’t you like to be free from financial worries? Don’t you want to rest at night knowing your bills are paid? You can have peace of mind when it comes to money matters. It all starts by eliminating excessive credit card debt, and using time-tested strategies to save your hard-earned cash. Zero Debt will show you how.


Your Instructor


Lynnette Khalfani-Cox
Lynnette Khalfani-Cox

Lynnette Khalfani-Cox,The Money Coach®, is a personal finance expert, television and radio personality, and the author of numerous books, including the New York Times bestseller Zero Debt: The Ultimate Guide to Financial Freedom. Lynnette once had $100,000 in credit card debt, before paying it all off in three years and turning her financial life around.

Since then, she has appeared on such national TV programs as The Oprah Winfrey Show, Steve Harvey, The Today Show, Dr. Phil, The Dr. Oz Show, The Talk and Good Morning America sharing her success story and teaching millions about proper money management, including managing credit and debt wisely.

Lynnette, an award-winning financial news journalist and former Wall Street Journal reporter for CNBC, has also been featured in top newspapers including the Washington Post, USA Today, and the New York Times, as well as magazines ranging from Essence and Redbook to Forbes and U.S. News & World Report.

Lynnette is a money expert for AARP. She can frequently be seen as a guest commentator on CNN, FOX Business Network and MSNBC.

When she's not acting like a Tiger Mom, and staying on top of her 3 kids' grades, Lynnette can be found taking a much-needed travel break on a warm beach with her amazing husband, and business partner, Earl Cox.


Class Curriculum


  Week 1: Course Intro and Creating a Zero Debt Mindset
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  Week 2: The Art of Budgeting and Managing Your Cash Flow
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  Week 3: Evaluating Your Options For Dealing With Credit Card Debt
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  Week 4: Using Power Moves to Jumpstart Your Debt Elimination Efforts
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Frequently Asked Questions


When does the course start and finish?
The course starts now and never ends! It is a completely self-paced online course - you decide when you start and when you finish.
How long do I have access to the course?
How does lifetime access sound? After enrolling, you have unlimited access to this course for as long as you like - across any and all devices you own.

Get started now!